12/31/2023 0 Comments Free App Builder 2023.42You can request a free physical debit card after funding your account. After opening your account, you’ll instantly receive a virtual debit card that can be added to your mobile wallet. It also has an early payday feature that lets you receive your paycheck up to two days early. Also, keep in mind that the credit boost only affects your Experian score, so if someone were to pull your credit from Equifax or TransUnion, they wouldn’t see any boost there.Įxperian Smart Money Digital Checking has no minimum balance requirement and no monthly fees. So, if your credit is in good shape, you may not see as much of an increase. Experian Boost only takes effect when you make on-time payments, and the feature will only affect your credit score positively, so there’s no risk of this account damaging your credit.īoth Experian Smart Money Digital Checking and Experian Boost are made for individuals with no credit or damaged credit. With Experian Boost, payments that don’t usually impact your credit report are factored in to increase your score.
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